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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Feering

Tapper Financial Services

40 Birch St, Birch, Colchester CO2 0ND, UK – 01206 331697

My other half doesn’t have a shiny credit score but Martin was able to get us an offer very quickly with a lender. But the real value came when he called us to say that he’d been doing some research beyond the scope of his usual broker systems and found another lender who would help us. The extra work he put in has saved us £300 per month on our mortgage. Can’t recommend Martin enough. Worth every penny!

Martin has now done four mortgages for us and in all the years we’ve been in the property business Martin & Loess are the most experienced and give the best advise and we would never use anyone else! Highly recommend for any financial advise or mortgaging.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Feering.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

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Read current articles in MoneyWeek magazine.

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Banks

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Building Societies

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Mortgage Brokers

Tapper Financial Services

40 Birch St, Birch, Colchester CO2 0ND, UK – 01206 331697

My other half doesn’t have a shiny credit score but Martin was able to get us an offer very quickly with a lender. But the real value came when he called us to say that he’d been doing some research beyond the scope of his usual broker systems and found another lender who would help us. The extra work he put in has saved us £300 per month on our mortgage. Can’t recommend Martin enough. Worth every penny!

Martin has now done four mortgages for us and in all the years we’ve been in the property business Martin & Loess are the most experienced and give the best advise and we would never use anyone else! Highly recommend for any financial advise or mortgaging.

Mortgages

Tapper Financial Services

40 Birch St, Birch, Colchester CO2 0ND, UK – 01206 331697

My other half doesn’t have a shiny credit score but Martin was able to get us an offer very quickly with a lender. But the real value came when he called us to say that he’d been doing some research beyond the scope of his usual broker systems and found another lender who would help us. The extra work he put in has saved us £300 per month on our mortgage. Can’t recommend Martin enough. Worth every penny!

Martin has now done four mortgages for us and in all the years we’ve been in the property business Martin & Loess are the most experienced and give the best advise and we would never use anyone else! Highly recommend for any financial advise or mortgaging.